Free tool · Built in Shanghai

How much cash will China actually need?

Most China budgets fail on timing, not on total. This model separates the three things that drain cash — set-up, burn, and working capital — and tells you which funding route fits the size of the gap.

This is a directional model, not financial, tax or legal advice. It runs entirely in your browser; nothing is stored or sent.

How funding works in China

Eight routes foreign-owned businesses actually use. Understand them first — then size your gap and come back to this list.

The funding milestones

What investors expect at each stage, and where the money typically comes from in China. General patterns, not promises.

Policies and public programs

Existence verified; eligibility and benefits differ by city and change over time.

Institutions people actually deal with

Links to official sites. This is a starting list, not a recommendation, and not a complete one.

Where the gap comes from

Now size your own gap

Fill in your numbers below — the model gives a range, not a promise, and points back to the routes above.

Business
Team & fixed costs
One-off & opening cash
Working capital

What this model does not include

How the model works

We can help with the part a spreadsheet cannot

Finding capital in China is mostly a question of who you can be introduced to, and whether your documents survive the first meeting. That is the work we do.

Talk to us about funding Or start with the entry planner → Entry planner

Compiled in Shanghai by CNGateway Last reviewed: 2026-09-30